Temple View Capital Review – What You Really Need to Know

Temple View Capital Review: If you’re hunting for fast, reliable private money in the commercial or fix-and-flip space, you’ve probably heard the name Temple View Capital thrown around. I’ve closed multiple deals with them and across my network of 100+ lenders, I know exactly where Temple View Capital stacks up — no fluff, no hype.

Is Temple View Capital the Real Deal? Here’s What I Know

Let me get straight to the point: Temple View Capital is legit. They are a professional private lender focused mainly on real estate investors needing quick, flexible funding. From my experience, they move fast and close deals that many banks simply won’t touch. But like any lender, they aren’t perfect.

Their reputation as a no-nonsense cash lender is well-earned. If you’re looking for Temple View Capital fix and flip loans, or quick bridge financing on commercial projects, they can be a solid ally. The process isn’t always frictionless, but you’ll get clarity from underwriting typically within days, not weeks.

The Good: What Temple View Capital Actually Does Right

Here’s the breakdown of where Temple View Capital shines:

• Speed to Funding: They understand that real estate deals move fast. I’ve had loans locked and funded in as little as 7–10 days.
• Flexible Loan Structures: From fix & flip to ground-up construction and DSCR loans, they offer a variety of products tailored for different investor needs.
• Competitive Rates for Private Lenders: Not the cheapest on the market, but their rates are fair given the speed and reliability.
• Strong Transparency: They lay out their terms upfront — no hidden fees or last-minute surprises in my experience.
• Dedicated Underwriting Teams: Their teams know real estate investing and look beyond just credit scores, emphasizing deal merit.

In short, if you prioritize Temple View Capital private lending, you’re working with a lender that gets your business and moves with urgency.

The Bad: Where Temple View Capital Falls Short

Of course, no lender is perfect, and Temple View Capital has a few sticking points worth calling out:

• Not Ideal for Extremely Low Credit Borrowers: They require a decent credit profile. If your credit is tanked, you’ll probably struggle here.
• Loan Amount Minimums: Small deals under $100K usually aren’t a fit. They focus on mid-tier and larger loans, so small flips or micro projects can get ignored.
• Strict Property Types: They’re conservative on exotic property types or land-only deals. If your asset profile is unconventional, expect pushback.
• Not the Cheapest Option: Their rates and fees aren’t always the lowest — if you have time to shop, better priced alternatives exist.

So if you’re searching for reviews of Temple View Capital praising bargain basement rates or lenient credit terms, that’s not this lender. They value fast, clean deals with low risk.

What Kinds of Deals Temple View Capital Is Best For

From my direct experience, Temple View Capital is a top contender if you’re working on:

• Fix & Flip Loans: They provide bridge loans on residential flips with fair loan-to-value (LTV) ratios and fast turnarounds.
• DSCR Investment Property Loans: Temple View Capital focuses on debt-service coverage ratio loans for rental properties with strong income.
• Bridge Loans on Commercial Properties: When you need a quick bridge to permanent financing or a refinance, they can come through with short-term capital.
• Ground-Up Construction Loans: For select developers with clear plans and experience, they will finance new builds in certain markets.

Anything outside these typical scenarios usually triggers hesitation or outright rejection. So if you want fast, reliable funds on standard real estate projects, Temple View Capital delivers.

Real Talk: What I Do When Temple View Capital Isn’t the Right Fit

I want to be brutally honest here — Temple View Capital won’t serve every investor or every project. For example, borrowers with poor credit, unconventional deals, or very small loan amounts often need alternatives.

That’s why my network has 100+ lenders to pull from. When Temple View Capital isn’t a fit, I jump straight to other options that might include hard money lenders with looser credit requirements, banks offering construction-to-perm loans, or specialty funds focused on niche assets.

If you’re searching for alternatives to Temple View Capital, you aren’t at the mercy of one lender. I leverage my toolbox every day to get deals greenlit, and I’m ready to do the same for you. Don’t settle for a lender that can’t serve your needs — there is always a better fit.

Submit Your Deal. Let the Lenders Compete

At the end of the day, the best way to know if Temple View Capital or any lender is your right partner is to submit your deal and see what offers come back. Funding windows close fast, and hesitation will cost you money.

If you want professional guidance and access to one of the largest private real estate lender networks in the country, apply now to get your deal reviewed and competing offers sent your way:

👉 Submit your deal here: https://rjbcapitalfunding.com/apply-now

Don’t spend hours chasing the wrong lender. Submit once, get multiple options, and pick the best deal — that’s how smart investors win in 2024.

Final Thoughts on Temple View Capital

Temple View Capital is a trusted private lender that can finance straightforward fix & flip and commercial projects quickly and reliably. Their speed and transparency stand out, but they are not the end-all-be-all for every real estate investor. Knowing when to use them and when to reach out to alternatives is key.

From my experience closing multiple loans with them and dozens more using other lenders, having a versatile funding strategy is how you get ahead. If your deal fits Temple View Capital’s sweet spot, great — if not, I’m here to connect you with better options fast.

Don’t wait. The funding landscape moves fast — apply now and let the lenders compete for your deal before someone else takes your opportunity.

Temple View Capital Review Part 2 – Is Temple View Capital Legit and the Right Fit?

If you caught my first Temple View Capital Review, you already know they’re a serious player for fix & flip and commercial bridge loans. But today, I want to dig deeper. I’ll break down what really makes a lender good versus just “another private money shop,” how Temple View stacks up against the industry average, and when you should—and shouldn’t—reach for their capital.

Is Temple View Capital Actually a Good Lender? Let’s Call Out the Elephant

Look—I’ve seen it all. Loan sharks promising the moon, banks hemming and hawing for months, and platforms with hidden fees that kill deals before they start. Temple View Capital? They’re not perfect, but they’re real and reliable.

“Is Temple View Capital legit?” Here’s my blunt answer: yes, they are. They fund deals on time, stick to their terms, and value seasoned investors doing solid projects. Unlike fly-by-night lenders or faceless online brokers, Temple View backs up their promises with action. But—and this is crucial—they aren’t a cure-all.

If you want quick cash with no questions asked, or you’re piecing together a deal on a shoestring credit score, they probably aren’t your best choice. But for investors with a decent profile who want speed and transparency, they’re worth serious consideration.

How Temple View Capital Compares to the Industry Average

So, Temple View Capital performs better than most on speed and transparency but demands a solid borrower profile and deal size in exchange. That’s not good or bad — it’s the niche they own.

When Temple View Capital Is Perfect — And When It’s a Dead End

Let me break this down in practical terms:

• Perfect scenarios:
• You’re flipping a residential property with clear exit plans.
• You own or plan to buy a rental property that can show strong DSCR numbers.
• You need bridge financing while lining up long-term takeout financing.
• You’re a developer with a clean ground-up construction project in a standard market.
• Dead-end situations:
• Credit is trashed or bankruptcy/dispute issues exist — they need mid-to-good credit thresholds.
• The deal is for very small amounts (under $100K) or land-only purchases.
• Your property type is out-of-the-box (e.g., heavy commercial, industrial, or exotic use cases).
• You want rock-bottom rates and fee-free loans in exchange for long timelines (banks or credit unions may be better).

Recognizing when Temple View Capital fits your project and when it’s a hard pass saves you time, money, and headaches.

Why I Don’t Rely on One Lender — and Neither Should You

Here’s the truth nobody wants to admit: no single lender can fund every deal or every borrower perfectly. That’s why I always say Temple View Capital is a tool in the toolbox — a strong, reliable one — but not the whole workshop.

In my business, diversity equals resilience. I have access to 100+ lenders with varying appetites, terms, and specialties. When Temple View says no or asks for more, I switch gears and reach deeper into my network to pull out options.

Applicants who try to shoehorn every deal through the same lender often pay the price with missed opportunities or inflated costs. Instead, I work with investors to find the best match the first time — whether that’s Temple View Capital or one of the hundreds of other vetted lenders I know.

3 Examples Where My Clients Got a Better Deal Than Temple View Capital Offered

Let me share three real-world scenarios where having flexible lender options won my clients significant advantages:

1. Case A – A smaller flip below Temple View’s minimum:
   Client wanted $75,000 on a quick flip. Temple View’s $100K+ minimum rules them out. I tapped a hard money lender specializing in deals $50K+. The client got funded in 5 days, no hassle.
2. Case B – Credit issues but strong project:
   One borrower had a 600 credit score with blemishes but an ironclad exit strategy. Temple View wouldn’t budge. I found a specialty private lender willing to fund with slightly higher rates but less credit scrutiny—deal closed seamlessly.
3. Case C – Better rates and terms via competition:
   After submitting a deal through my network, Temple View offered 12% with 3 points, but another lender came back at 9.5% with 1.5 points and a longer term. Client saved tens of thousands and had more breathing room.

These examples highlight why relying solely on Temple View Capital means leaving money and options on the table.

Here’s The Smarter Way to Use Temple View Capital

Instead of thinking of Temple View Capital as your only lender, consider them as a benchmark or a starting point. Use their speed and reliability as a baseline, then layer in other offers for leverage, better pricing, or tailored terms.

My process is simple:

1. You submit your deal once — right here.
2. I shop it to Temple View Capital and my other 100+ lenders.
3. We compare apples to apples in clear terms.
4. You pick the best fit—fast.

This approach removes the pain of guesswork and chase and puts you in full control of your financing.

Final Word: Get Your Deal in Front of Lenders Who Actually Compete

Temple View Capital should be on your short list if your deal fits their mold — but never your only option. Asking “is Temple View Capital legit?” is natural, and the answer is yes. But the bigger question is whether they’re the right lender for your specific project and profile.

If you want to cut through gatekeepers, appraisals, and red tape without wasting time, there’s a better way: submit your deal here, get multiple competing offers, and take control of your funding — quickly and cleanly.

👉 Submit your deal now and let lenders compete for your business

Time kills deals. Don’t wait. Get ahead of the curve by working smarter, not harder — with Temple View Capital and beyond.