Stratton Equities Review

Stratton Equities Review: Let me start by saying this – there’s no shortage of private lenders out there claiming to be the “easy button” for real estate investors. But is Stratton Equities legit? Does it actually deliver the funding and service that serious investors need, or is it just smoke and mirrors? After working with Stratton Equities on multiple deals and comparing them to 100+ lenders in my network, here’s my no-nonsense take.

Is Stratton Equities the Real Deal? Here’s What I Know

Stratton Equities has carved out a solid reputation in the private lending space, focusing on fix and flip loans, rental property funding, and commercial real estate deals. This lender prides itself on fast approvals and a tech-driven platform that speeds up the process. But the big question: can they consistently back up that promise with real cash and reliable funding timelines? From my experience, yes—but with some important qualifications.

They’re not a bank and won’t play by the rigid rules of institutional lending. That flexibility is a huge plus for investors who need speed more than perfect credit scores. But “fast and flexible” doesn’t mean cheap. Their rates and fees can sometimes be higher than competing private lenders offering similar products — so investors should weigh that carefully.

The Good: What Stratton Equities Actually Does Right

• Quick Turnaround Times: For private lending, speed is king. Stratton Equities often closes deals within 7–14 days, which in today’s market is a competitive edge.
• Clean, User-Friendly Platform: Their online portal makes paperwork and communication straightforward, especially for newer investors who want less fuss.
• Diverse Loan Programs: From ground-up construction loans to traditional fix & flip, rental property loans, and bridge loans, they cover a lot of bases.
• Transparent Process: They detail fees upfront, no hidden surprises. This clarity builds trust, especially in an industry known for fine print traps.
• Accepts Varied Credit Profiles: If your credit isn’t stellar but your deal makes sense, Stratton Equities can often help where banks say no.

The Bad: Where Stratton Equities Falls Short

I won’t sugarcoat the downsides — Stratton Equities is not the best fit for every deal or every investor.

• Pricing Can Be High: Interest rates and fees are sometimes steeper compared to other private lenders specializing in fix & flips or DSCR loans.
• Not Ideal for Ultra-Large Commercial Deals: If you’re pursuing six- or seven-figure commercial property acquisitions, this lender’s max loan amounts and structure may fall short.
• Some Restrictions on Property Types: They have clear guidelines on property classes and locations — if you’re dealing with unconventional assets, you might hit roadblocks.
• Funding Availability Can Fluctuate: Just like many private lenders, their fund availability isn’t guaranteed; sometimes, you can face delays or harder underwriting during market crunches.

What Kinds of Deals Stratton Equities Is Best For

Understanding where Stratton Equities truly shines is key to avoiding deal-killing surprises. Based on my work structuring deals with them and watching other seasoned investors use their funds, here’s the sweet spot:

• Fix and Flip Loans: Short-term loans for renovations and quick resale — they get this and their process supports fast rehab timelines.
• Rental Property Loans: Particularly single-family rentals or small multifamily units with solid exit strategies.
• Ground-Up Construction: They back new builds but typically on smaller-scale projects with clear budgets and schedules.
• Bridge Loans: Temporary capital to hold deals with quick payoffs—great if you need to lock a property fast before long-term financing.

If you are chasing an aggressive, fast-moving fix and flip or a modest rehab project with moderate risk, Stratton Equities could be a strong partner. But for jumbo commercial deals, big multifamily acquisitions, or specialized asset classes, you’ll want to look elsewhere.

Real Talk: What I Do When Stratton Equities Isn’t the Right Fit

Here’s the truth—no lender, not even Stratton Equities, fits 100% of my deals or every client’s needs. That’s why I always maintain access to 100+ lenders across the spectrum: private money, hard money, institutional funds, and credit unions. When Stratton Equities doesn’t align with the deal structure, pricing, or speed requirements, I pull from my network to find better fits.

If your deal requires:

• Lower rates with longer terms
• Funding for complex commercial or jumbo multifamily deals
• More lenient property type acceptance
• Customizable lending solutions with creative underwriting

…then alternatives to Stratton Equities are literally a click away. I encourage every investor to shop deals concurrently to create competition between lenders — it’s the only way to consistently unlock the best rates and terms.

If you want to explore those options right now, you can start by submitting your deal here 👉 https://rjbcapitalfunding.com/apply-now. This single portal sends your deal to multiple vetted lenders — including Stratton Equities and their competitors — to maximize your funding chances.

Common Misconceptions About Stratton Equities

From my experience, I hear a few myths floating around:

• “Stratton Equities is only for fix & flip loans.” While that is a core specialty, they also offer rental property and ground-up construction loans.
• “They’ll automatically say yes if the credit is bad.” Not true. They’re flexible but still evaluate risk carefully – credit issues alone won’t guarantee approval.
• “Fees are hidden or unclear.” In my dealings, fee disclosure was upfront and transparent, which is rare and refreshing in this space.
• “You must use Stratton Equities exclusively if you want fast funding.” Actually, speed comes from how well you prepare your deal package. Many lenders—including competitors of Stratton—offer similar or faster timelines.

Final Thoughts and Next Steps: Submit Your Deal. Let the Lenders Compete

If you’re serious about closing your next property quickly and on terms that work, don’t waste time trying to go it alone or rely on one lender’s promises. The reality? Funding windows close fast, and multiple offers drive competition to your benefit.

Whether Stratton Equities ends up being your funding partner or you find a better match in my extensive network of lenders, the crucial step is to get your deal in front of them as soon as possible. I’ve seen too many great projects stall because investors waited or didn’t explore alternatives.

👉 Ready to get started? Submit your deal now at https://rjbcapitalfunding.com/apply-now and watch multiple lenders compete to fund your success.

Stratton Equities Review 2024: Legit? How It Compares & Alternatives

After my initial review of Stratton Equities, I still keep getting questions like:
“Is Stratton Equities really legit?”
“How do they stack up against other lenders?”
“Should I just go with them or look elsewhere?”

If you’re deep in lender comparison mode or feeling overwhelmed by conflicting advice, this article is built to clear the fog and arm you with real-world insight — plus the quickest way to get your deal funded on the best possible terms, whether with Stratton Equities or a better fit.

Is Stratton Equities Actually a Good Lender? Let’s Cut to the Chase

First things first: Stratton Equities is a legitimate private money lender with a proven track record in fix and flip, rental, and smaller commercial lending. They’re not some fly-by-night operator or a hard money “loan shark.” They operate transparently, have solid online infrastructure, and close deals reliably when the deal fits their appetite and your financials check out.

But “good lender” depends hugely on your deal and your goals. Here’s what Stratton Equities isn’t:

• A heavy-duty commercial or multifamily power player
• A provider of rock-bottom rates for every applicant
• An automatic “yes” on borderline credit or unproven sponsors

If you understand that going in, Stratton Equities can be an excellent piece of your funding puzzle.

How Stratton Equities Compares to the Industry — Side by Side

This table gives you a high-level sense that while Stratton Equities isn’t the cheapest or the absolute fastest option, they hit a sweet spot for streamlined funding on moderately sized fix & flip, rental, and construction deals.

When Stratton Equities is Perfect — And When It’s Not

Perfect scenarios:

• You need a solid, tech-savvy lender who can close in under two weeks on a clean fix & flip project.
• Your credit is decent but maybe not perfect, and you want clear fee structures without nasty surprises.
• You’re financing a small multifamily, SFH rental, or single-building ground-up construction with a realistic exit plan.
• You want access to bridge loans for quick property holds while arranging permanent financing.

Not a great fit:

• You’re chasing a jumbo commercial deal or large multifamily apartment complex above their lending limits.
• Your project involves weird asset types, land flips without permits, or out-of-market geography.
• You want rock-bottom rates, ultra-long terms, or zero upfront fees.
• Your financials or credit profile is too risky without additional guarantors or experience.

Why I Don’t Rely on One Lender — and Neither Should You

I’ve seen too many investors lead their deals around by the nose, waiting on one lender’s yes/no decision, only to lose ideal terms or even lose the deal altogether. Private lending isn’t a single switch — it’s a chess game with multiple pieces.

This is where I add value as a connector who knows the full spectrum of funding—from direct Stratton Equities access to other private lenders, hard money channels, and institutional options. I fish in every pond, so your deal never stalls because my “go-to” lender said no or needed more time.

Pro tip: Applying to multiple lenders simultaneously is the only way to create true competition, which can nudge rates down, speed approvals, and unlock creative terms you won’t get by going solo.

3 Examples Where My Clients Got a Better Deal Than Stratton Equities Offered

Here are sanitized case studies illustrating the power of leveraging multiple lenders beyond just Stratton Equities:

1. Case #1: Lower Rates & Longer Terms for a Rehabber
   A client pitched a $1.2M fix & flip. Stratton Equities approved quickly but quoted a 16% interest with 3 points upfront.
   By brokering the deal to a competitor in my network, we secured 13.5% with a 12-month term and 1.5 points upfront, saving $30K+ in finance costs.
2. Case #2: Larger Multifamily Acquisition
   Stratton Equities declined due to loan size limits on a $4.5M multifamily buy.
   I connected the investor with an institutional private lender who closed in 21 days at competitive rates, allowing the client to close on a complex deal without delay.
3. Case #3: Credit Issues Navigated with Hybrid Loan Structure
   Another borrower had credit challenges that made Stratton Equities hesitant.
   I arranged a staged loan package splitting construction and permanent financing between two specialized lenders, facilitating approval within 14 days.

Here’s the Smarter Way to Use Stratton Equities

Don’t think of Stratton Equities as your only shot—or even your best shot—until you’ve scoped the market. Instead, view them as a proven tool in a diversified lending toolbox:

• Use Stratton to back quick, straightforward deals where their process smooths the path.
• Leverage their online portal to speed submission and document handling, improving your overall efficiency.
• Simultaneously submit your deal through a multipoint lender platform (like the one I offer) that includes Stratton plus 100+ vetted lenders.
• If Stratton’s terms or availability aren’t ideal, pivot instantly to another lender without losing precious time.

This approach not only maximizes your chances but reduces stress and gets funds faster.

Final Word: Get Your Deal in Front of Lenders Who Actually Compete

Here’s the bottom line for anyone serious about funding success in 2024:

• Stratton Equities can be a powerful partner—but only if your deal fits their sweet spot.
• There’s no magic “one lender” fix. The smartest investors create competitive tension by shopping deals wide.
• I invite you to submit your deal now and let the lenders compete to offer the best terms and fastest funding.

👉 Ready to get serious about closing your next deal? Submit your funding request here:
https://rjbcapitalfunding.com/apply-now

It’s a single application that reaches Stratton Equities and 100+ handpicked lenders so you get the truth, transparency, and the best path forward—fast. Don’t wait on one option or guess your way through financing. Get expert-backed, competitive bids now and make your real estate vision a reality.

See you on the funded side.